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Why layer MCP (Model Context Protocol) over open banking API standards such as PSD2?

Published Date
Author Emmanuel Methivier

Closeup of an unrecognizable person using her phone to scan and pay a bill on a card machine at a cafe during the day

Since the introduction of PSD2 in Europe, open banking has become an essential regulatory framework. Banks and fintechs connect via standardized APIs to initiate payments and access account data, with precise authentication and security rules. This foundation is now essential …

A propos de l'auteur

Emmanuel Methivier is a French Axway Catalyst and Business Program Director. Emmanuel has vast experience working in the banking industry and is skilled in Innovation Management, Blockchain, enterprise architecture, and open enterprise (APIs). As an Axway Catalyst, he provides coaching and expertise to organizations in the EMEA region to accelerate their custom execution of an aligned, API-first enterprise strategy. Emmanuel developed the first Internet website at LIX (Laboratoire informatique de Polytechnique) in 1994, developed neural network algorithms (OCR), then followed a professional path leading innovation at LCL and Crédit Agricole. In 2012, he founded the Crédit Agricole Store (CAStore), the world's leading open making platform, which he managed until 2019, when he will join Axway's elite Catalysts team. He is Professor of Information Systems Engineering at the prestigious Paris Dauphine PSL University, currently serves on the board of Cap Digital, a non-profit Digital Transformation Hub, and is a founding member of Open Business Factory, France’s first co-creation "laboratory" that puts companies and their ecosystems at the heart of the innovation process.

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